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© Retirement Income Consultants LLC. We are not "stockbrokers". We offer fixed and fixed indexed annuities. Fixed indexed annuities provide the potential for interest to be credited based in part on the performance of specific indices, such as the S&P500* for example, without the risk of loss of premium due to market downturns and fluctuation. Retirement Income Consultants and its agents are properly licensed as insurance agents to offer fixed and fixed index annuities in the following states: Ohio, Michigan and Florida.

*S&P500 is a trademark of McGraw Hill Financial.