Our Products & Services

Comprehensive product menu

We are one of the largest distributors of annuities in the region. We are not restrained by a relationship with a national insurance company or broker dealer. This allows us the flexibility to offer products from many companies so we can serve a variety of client needs. We know of no other organization with such a wide product selection.

Proprietary product comparison program

Our proprietary product comparison program is designed to consider all annuities available to us whether we sell them or not.

Are you wondering if an annuity belongs in your retirement plan? Tell us your retirement goals and aspirations. We’ll tell you which annuity products we believe would be a good fit. We will even go one step further and show you what we buy for our portfolios.

Retirement planning

Retirement planning is a specialty. We focus on helping clients shield their hard-earned savings so they can successfully reach their goals and hopefully enjoy a comfortable retirement. 

We offer what we consider to be the best-in-class products for tax qualified or after-tax money. We offer tax sheltered annuities (403B’s) for doctors, educators, law enforcement and government employees. We also offer 401K planning, set-up and support for small businesses.

We are qualified successor custodians for 401ks, 403bs, IRAs, and other tax qualified plans. We can help you with a rollover on a tax preferred basis.

We are well known for practicing what we preach. The products we recommend are among the same we use for our own families’ retirement plans.

Single purpose planning

We are eager to win you over, not just based on service, but based on watching the bottom line. This is where several generations of planning knowledge will serve you well.

We are happy to work with other advisors or even compete with them for your business. In fact, we will happily give you a no cost or obligation second opinion to help you evaluate a new plan or the one you currently have. Being involved with us will keep everyone in your financial life on their toes.

Multi- purpose planning

Many of our established clients initially came to us seeking better performance with money they wanted at lower risk. They continued to work with us on more comprehensive planning because of results.

We work well with customers who want to be highly involved in the process, as well as those who take a hands-off approach but want to be sure they have professionals they can trust.

Life Insurance       

In addition to advising on retirement savings strategies, we are also well versed in all forms of life insurance products including universal and term life, irrevocable insurance trusts, pension maximization, buy-sell agreements, etc.   Many who purchased Universal Life insurance in the 80’s and 90’s are facing sharp premium increases and the real possibility their policies will lapse. We can evaluate your policy and advise you on the next steps to take.